Q3 2026 Allocation Window — Limited capacity closes August 31

Embark Income+ How It Works

For You

Tech Employees Founders & Executives High-Conviction Holders Financial Advisors
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Your NVDA +1,200% in 5 yrs · Available to spend: $0 Your META +485% in 5 yrs · Available to spend: $0 Your GOOG +180% in 5 yrs · Available to spend: $0 See How It Works

The Modern Alternative to Exchange Funds.

Earn targeted 10%+ annual income from your concentrated position — no sale, no tax event.

Try Income Calculator

Charles Schwab

Asset Custody

PCAOB Compliant

Independent Audit

SEC Reg D 506(c)

Accredited Investors

Serving employees & shareholders of

Meta Google Apple Amazon Microsoft NVIDIA Tesla AMD Meta Google Apple Amazon Microsoft NVIDIA Tesla AMD

Why Embark Wins

Your stock. Your upside. Plus targeted 10%+ income — without selling.

Swipe the table to see every column

Product
Cash Income
Keep Stock
Tax Event
Lock-up
Stock Upside
Downside Protection
Emergency Sale
EMBARK
10%+ Targeted
Yes
None
3 years
Full
Income Cushion
Yes
10%+ Targeted
Yes
None
None
Full
Income Cushion
Yes
Exchange Funds
$0 cash for 7 yrs
No
None
7 years
Lost (Market Return)
Diversified
No
Hold Stock
None
Yes
None
None
Full
Full Risk
Yes
Outright Sale
Dividends only
No
20%+ Cap Gains
None
Lost
Diversified
Yes
Embark Fund Explainer
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Hear From Our Investors

Real stories from shareholders who chose Embark.

Dinesh K.
"I had large percentage of my net worth in few stocks. Embark let me earn income from it without triggering a massive tax bill. It changed my financial plan entirely."

Dinesh K.

Senior Engineer · Concentrated META holder

Watch Dinesh's Story
Michelle B.
"Proflex has been a great fit for me. They put the stocks I already own to work and explain every step along the way. I'm very happy with my returns so far. It's been a great way to earn passive income with little to no work on my end."

Michelle B.

Lead Innovation Strategist at Chère, Inc · Co-creator of Nolaverse.io

Akash C.
"Embark's structure gave me the confidence to finally benefit from my concentrated stock position. It allows me to earn income without compromising potential upside. Best part: No Tax Event!"

Akash C.

Engineering Manager · Google

Embark does not pay for testimonials. Testimonials are from actual investors and may not be representative of the experiences of others. No guarantee of future performance.

Calculate Your Potential Income

See how much you could earn from your concentrated position — without selling.

Suitability Assessment

Is Embark Right for You?

Find your situation below. Each path is tailored to your specific equity position and goals.

Your Assets. Protected.

World-class custodianship, independent oversight, and strict regulatory compliance.

Asset Custody
at Charles Schwab

Leading U.S. brokerage & custodian

PCAOB Compliant
Annual Audit

Independent third-party audits

SEC Reg D
506(c) Fund

Verified accredited investors only

Your assets are held at world-class custodians, protected by layers of regulation, insurance, and independent oversight.

Learn More About Our Protections

Led by Experience

Raman Bindlish

Raman Bindlish

Chief Investment Officer

Raman leads Embark's investment strategy, portfolio construction, and fund management. He combines institutional-grade research with a disciplined risk-management framework, navigating complex market environments for high-net-worth clients with concentrated equity positions.

Niko Mavris

Niko Mavris

Legal Counsel

Niko oversees regulatory compliance, client agreements, and the firm's obligations as a California-registered investment adviser. He ensures Embark's fund structures meet all legal and fiduciary requirements, protecting both the fund and its investors.

Legal & Compliance ·

Pick Your Stock.

Start Earning.

Contribute your concentrated position. Earn targeted 10%+ annual income. No sale required.

Click any stock to get started

All positions subject to availability and eligibility criteria.

Hold a stock not listed above?

Ready to Earn From Your Stock?

Schedule a meeting to see if Embark is right for your concentrated position. Takes 15 minutes.