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Embark Income+ How It Works

For You

Tech Employees Founders & Executives High-Conviction Holders Financial Advisors
Learn Calculator Trust & Safety Check Eligibility
Your NVDA +1,200% in 5 yrs · Available to spend: $0
Your META +485% in 5 yrs · Available to spend: $0
Your GOOG +180% in 5 yrs · Available to spend: $0

Get paid to hold
your stock longer.

Earn targeted 10%+ annual income from your concentrated position — no sale, no tax event.

Try Income Calculator

Charles Schwab

Asset Custody

PCAOB Compliant

Independent Audit

SEC Reg D 506(c)

Accredited Investors

Serving employees & shareholders of

Meta Google Apple Amazon Microsoft NVIDIA Tesla AMD Meta Google Apple Amazon Microsoft NVIDIA Tesla AMD

How Embark Works

Contribute your appreciated stock via a tax-free §721 exchange. Earn targeted 10%+ annual income while keeping upside exposure. No sale, no tax event.

1

Contribute Stock

Transfer your appreciated shares via tax-free in-kind contribution (§721).

2

Earn Income

Receive 10%+ targeted annual income from sophisticated option strategies on your stock.

3

Keep Upside

Maintain exposure to your stock's growth with built-in downside protection.

Embark Fund Explainer
Watch Explainer

Why Embark Wins

Your stock. Your upside. Plus targeted 10%+ income — without selling.

Embark Income+ Exchange Funds Hold Sell
Cash Income 10%+ Targeted 10%+ Targeted $0 cash for 7 years
Returns reinvested — you never see them
None Dividends only
Keep Your Stock Yes Yes No — permanently swapped Yes No
Tax Event None (§721) Short-term gains None (§721) None 20%+ cap gains
Lock-up 3 years None 7 years None None
Stock Upside Full Full Lost
Replaced by diversified market return
Full Lost
Downside Protection Stock + Income Cushion Income cushion Diversified Full risk Diversified

Hear From Our Investors

Real stories from shareholders who chose Embark.

Dinesh K.
"I had large percentage of my net worth in few stocks. Embark let me earn income from it without triggering a massive tax bill. It changed my financial plan entirely."

Dinesh K.

Senior Engineer · Concentrated META holder

Michelle B.
"Proflex has been a great fit for me. They put the stocks I already own to work and explain every step along the way. I'm very happy with my returns so far. It's been a great way to earn passive income with little to no work on my end."

Michelle B.

Lead Innovation Strategist at Chère, Inc · Co-creator of Nolaverse.io

Akash C.
"Embark's structure gave me the confidence to finally benefit from my concentrated stock position. It allows me to earn income without compromising potential upside. Best part: No Tax Event!"

Akash C.

Engineering Manager · Google

Embark does not pay for testimonials. Testimonials are from actual investors and may not be representative of the experiences of others. No guarantee of future performance.

Suitability Assessment

Is Embark Right for You?

Find your situation below. Each path is tailored to your specific equity position and goals.

Calculate Your Potential Income

See how much you could earn from your concentrated position — without selling.

Your Assets. Protected.

World-class custodianship, independent oversight, and strict regulatory compliance.

Asset Custody
at Charles Schwab

Leading U.S. brokerage & custodian

PCAOB Compliant
Annual Audit

Independent third-party audits

SEC Reg D
506(c) Fund

Verified accredited investors only

Your assets are held at world-class custodians, protected by layers of regulation, insurance, and independent oversight.

Learn More About Our Protections

Led by Experience

Raman Bindlish

Raman Bindlish

Chief Investment Officer

Raman leads Embark's investment strategy, portfolio construction, and fund management. He combines institutional-grade research with a disciplined risk-management framework, navigating complex market environments for high-net-worth clients with concentrated equity positions.

Niko Mavris

Niko Mavris

Legal Counsel

Niko oversees regulatory compliance, client agreements, and the firm's obligations as a registered investment advisor. He ensures Embark's §721 fund structures meet all legal and fiduciary requirements, protecting both the fund and its investors.

Legal & Compliance ·

Pick Your Stock.

Start Earning.

Contribute your concentrated position. Earn targeted 10%+ annual income. No sale required.

Click any stock to get started

All positions subject to availability and eligibility criteria.

Hold a stock not listed above?

Ready to Earn From Your Stock?

Schedule a meeting to see if Embark is right for your concentrated position. Takes 15 minutes.