Same team. Same custodian. Same proprietary strategies.
Two structures — pick the one that fits your situation.
Tap a tab to switch products.
No tax on the income from your concentrated stock — and you still enjoy the upside of the stock.
You can talk to our experts about your concentrated stock position, and we'll guide you on whether Embark is the right fit.
You simply transfer your shares from your existing brokerage to Schwab. Nothing is sold, and the transfer itself is not a taxable event.
Proprietary strategies generate income on your position. Target: 10%+ annually.
Your stock stays in the fund with the upside still running — you continue to enjoy the upside and collect annual income from us.
Full transparency on the fund. You can see every position and every trade.
When you're ready, you keep your stock.
Managed income from any stock, in your own Schwab account. No lock-up.
You can talk to our experts about your stock position, and we'll guide you on how Income+ would work for it.
You simply transfer your shares from your existing brokerage to Schwab. Nothing is sold, and the transfer itself is not a taxable event.
Proprietary strategies generate income on your position. Target: 10%+ annually.
Your stock stays in your account with the upside still running — you continue to enjoy the upside and collect annual income from us.
There is no fund layer to look through. The account is yours, so you see each position and each trade live in your own Schwab login.
When you're ready, you keep your stock.
3-minute explainer on the Embark strategy.
Contribute your concentrated position. Earn targeted 10%+ annual income. No sale required.
Click any stock to get started
All positions subject to availability and eligibility criteria.
Hold a stock not listed above?
Same team, same custodian, different structures.
| Embark | Income+ | |
|---|---|---|
| Target Income | 10%+ annually | 10%+ annually |
| Keep Your Stock | Yes | Yes |
| Tax Deferral | Yes | No |
| Lock-up | 3 years | None |
| Structure | Embark fund | Managed account |
| Custody | Schwab | Schwab |
| Tax Reporting | K-1 | 1099 |
| Best For | Large unrealized gains, tax-sensitive investors |
Any stock position, flexibility-first investors |
Not sure which fits? We'll help you decide in a 15-minute call.
Proflex Finance LLC is a California-registered investment adviser. CRD# 334262. Registration does not imply a certain level of skill or training. All investment strategies involve risk, including the potential loss of principal. Past performance is not indicative of future results. Option strategies involve risk and are not suitable for all investors. Embark funds are offered under SEC Regulation D, Rule 506(c) and are available only to verified accredited investors. Income+ is a discretionary managed account service. For complete information, please review our Form ADV.
Tell us about your position and we'll reach out.