Embark How It Works Your Potential Trust
Q3 2026 Allocation Ends September 30

Modern Alternative to
Exchange Funds

Contribute your concentrated position and earn targeted 10%+ annual income — no sale, no capital gains event, and you keep full upside on the stock you already believe in.

Not ready to talk to anyone yet? Walk the structure first — four steps, from transfer to quarterly income to how you exit. No form, no email.

Check How It Works
Embark fund explainer video
Watch Explainer

Embark Funds  ·  3-minute explainer

$1M, 3 paths

Why Embark Wins

Your stock. Your upside. Plus targeted 10%+ income — without selling.

Swipe the table to see every column

Product
Cash Income
Keep Stock
Tax Event
Lock-up
Stock Upside
Downside Protection
Emergency Sale
EMBARK
10%+ Targeted
Yes
None
3 years
Full
Income Cushion
Yes
INCOME+
10%+ Targeted
Yes
None
None
Full
Income Cushion
Yes
Exchange Funds
$0 cash for 7 yrs
No
None
7 years
Lost (Market Return)
Diversified
No
Hold Stock
None
Yes
None
None
Full
Full Risk
Yes
Outright Sale
Dividends only
No
20%+ Cap Gains
None
Lost
Diversified
Yes
Check How It Works

Hear From Our Investors

Real stories from shareholders who chose Embark.

Dinesh K.
"I had large percentage of my net worth in few stocks. Embark let me earn income from it without triggering a massive tax bill. It changed my financial plan entirely."

Dinesh K.

Senior Engineer · Concentrated META holder

Watch Dinesh's Story
Michelle B.
"Proflex has been a great fit for me. They put the stocks I already own to work and explain every step along the way. I'm very happy with my returns so far. It's been a great way to earn passive income with little to no work on my end."

Michelle B.

Lead Innovation Strategist at Chère, Inc · Co-creator of Nolaverse.io

Akash C.
"Embark's structure gave me the confidence to finally benefit from my concentrated stock position. It allows me to earn income without compromising potential upside. Best part: No Tax Event!"

Akash C.

Engineering Manager · Google

Embark does not pay for testimonials. Testimonials are from actual investors and may not be representative of the experiences of others. No guarantee of future performance.

Embark

Step by Step

No tax on the income from your concentrated stock — and you still enjoy the upside of the stock.

1

Apply for Embark

You can talk to our experts about your concentrated stock position, and we'll guide you on whether Embark is the right fit.

Requirement: Accredited investor (SEC Reg D 506(c))
Schedule Meeting
2

Transfer Your Stock

You simply transfer your shares from your existing brokerage to Schwab. Nothing is sold, and the transfer itself is not a taxable event.

Embark: In-kind contribution into the Embark fund — no capital gains triggered
3

Collect Annual Income

Proprietary strategies generate income on your position. Target: 10%+ annually.

Your stock stays in the fund with the upside still running — you continue to enjoy the upside and collect annual income from us.

Embark: Quarterly distributions per the fund's operating agreement. Tax reporting via K-1.
4

Independent Audit & Transparency

Full transparency on the fund. You can see every position and every trade.

Embark: Annual PCAOB-compliant audit of fund financials + audited investor statements
5

Decide Your Exit on Your Terms

When you're ready, you keep your stock.

Embark: 3-year lock-up, then full flexibility — continue earning or exit and receive your shares back
Check Your Eligibility Run Income Calculator

Calculate Your Potential Income

See how much you could earn from your concentrated position — without selling.

Suitability Assessment

Is Embark Right for You?

Find your situation below, then use the calculator to see what Embark could mean for your position.

Tech Employees

RSU holders with insider restrictions and concentrated positions in a single stock.

RSUs & concentrated equity

Founders & Executives

Monetize your equity without losing ownership or triggering a taxable event.

Ownership without an immediate sale

High-Conviction Holders

Get paid quarterly while you hold. Turn your conviction into cash income.

Income while retaining conviction

Financial Advisors

A white-glove solution for your clients with concentrated equity positions.

A solution for concentrated clients

Your Assets. Protected.

World-class custodianship, independent oversight, and strict regulatory compliance.

Asset Custody
at Charles Schwab

Leading U.S. brokerage & custodian

PCAOB Compliant
Annual Audit

Independent third-party audits

SEC Reg D
506(c) Fund

Verified accredited investors only

Your assets are held at world-class custodians, protected by layers of regulation, insurance, and independent oversight.

Calculate Your Potential

Led by Experience

Raman Bindlish

Raman Bindlish

Chief Investment Officer

Raman leads Embark's investment strategy, portfolio construction, and fund management. He combines institutional-grade research with a disciplined risk-management framework, navigating complex market environments for high-net-worth clients with concentrated equity positions.

Niko Mavris

Niko Mavris

Legal Counsel

Niko oversees regulatory compliance, client agreements, and the firm's obligations as a California-registered investment adviser. He ensures Embark's fund structures meet all legal and fiduciary requirements, protecting both the fund and its investors.

Legal & Compliance ·

Pick Your Stock.

Start Earning.

Contribute your concentrated position. Earn targeted 10%+ annual income. No sale required.

Click any stock to get started

All positions subject to availability and eligibility criteria.

Hold a stock not listed above?

Ready to Earn From Your Stock?

Schedule a meeting to see if Embark is right for your concentrated position. Takes 15 minutes.

Schedule Consultation Email Us

Email

investor.relations@embarkfunds.com

Phone

+1 (302) 281-4715

Proflex Finance LLC is a Registered Investment Advisor (RIA) registered with the U.S. Securities and Exchange Commission. CRD# 334262. All investment strategies involve risk, including the potential loss of principal. Past performance is not indicative of future results. Option strategies involve risk and are not suitable for all investors. Embark funds are offered under SEC Regulation D, Rule 506(c) and are available only to verified accredited investors. Income+ is a discretionary managed account service. Nothing on this page is tax advice. For complete information, please review our Form ADV.

Check Eligibility

Express Interest

Complete the form and our team will reach out to discuss your eligibility.

Participation in Proflex Embark is limited to qualified, accredited investors only. All terms subject to the official Private Placement Memorandum (PPM).

Not sure where to start? Book a meeting instead.